Melinda Middlebrooks to Speak at the New Jersey State Bar Association Annual Meeting in Paris, France – November 6, 2023

Melinda Middlebrooks, Esq., Managing Partner of Middlebrooks Shapiro, PC and Immediate Past Chair of the New Jersey State Bar Association Bankruptcy Law Section and Member of the New Jersey State Bar Association Legislative Committee is serving as a Moderator/Speaker for the featured Panel "Renaissance - Redevelopment + Rebirth of Dead Shopping Centers.   Renaissance – Redevelopment + [...]

2023-10-23T13:00:08+00:00October 23rd, 2023|News & Insights, Uncategorized|

Mortgage Loan Modification & Bankruptcy – Considering Your Options

How Bankruptcy Can Assist with Mortgage Loan Modification? When a homeowner has fallen behind on their mortgage payments and are headed towards foreclosure, or are actively in foreclosure, a mortgage loan modification should be considered to prevent loss of their home. Many lenders offer programs to help homeowners apply for a loan modification. However, not [...]

2021-05-04T13:26:59+00:00May 4th, 2021|Uncategorized|

Foreclosure Prevention – Protecting Your Assets By Filing Bankruptcy

How Can Bankruptcy Act as Foreclosure Prevention?  Mortgage payments are most homeowners’ largest monthly expense. Falling behind on mortgage payments is usually a symptom of larger, more global financial issues. Many people first exhaust their savings and default on other debt before missing their mortgage payments. This is why falling behind on mortgage payments may [...]

2021-04-28T15:32:32+00:00April 29th, 2021|Uncategorized|

Personal Bankruptcy Options – Chapter 7 vs. Chapter 11 vs. Chapter 13

When it comes to individuals there are various personal bankruptcy options. These personal bankruptcy options offer millions of people financial relief every year. It’s a powerful tool with long-term benefits in most cases. If you are considering filing bankruptcy, you must carefully consider your options, including the kind of bankruptcy case that best fits your [...]

2021-03-24T17:41:26+00:00March 25th, 2021|Uncategorized|

Dealing with Business Debt – When To Start Considering Bankruptcy

If you are a business owner dealing with business debt, you may be considering whether to file a bankruptcy or some other solution for your business, or for yourself, or for both. Before you make this decision, it’s important to first understand the distinction between your personal debts, your business debts, and those debts that [...]

2021-03-17T15:34:34+00:00March 16th, 2021|Uncategorized|
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